At the end of the session the participants should be able to understand key aspects such as:

1. Understanding the Terminology’s
2. Disability Insurance Benefits
3. Major illness insurance (Critical illness)
4. Qualifying criteria
5. Calculation of critical insurance

This session aims to provide an understanding of these insurance policies exclusions and eligibility criteria. Such as disability insurance for permanent and partial disabilities, critical illness insurance upon diagnosis of a specified illnesses, benefit calculation for critical illness insurance based on the chosen coverage amount and benefit qualification depending on the severity, medical documentation, and adherence to policy terms. This will provide a good framework for the intermediaries to present the importance of having these coverages to the client.